EquityWallet Mobile App Privacy Policy

Type of application: Mobile Wallet App
Effective date: 25th day of February, 2025

EquityWallet mobile application (the "App") is owned and operated by Equity Labs, Inc.. Equity Labs, Inc. can be contacted at:

support@equitylabs.ai
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Purpose
The purpose of this privacy policy (this "Privacy Policy") is to inform users of our App of the following:

  1. The personal data we will collect;
  2. Use of collected data;
  3. Who has access to the data collected;
  4. The rights of App users; and
  5. The App's data storage and security practices.

This Privacy Policy applies in addition to the terms and conditions of our App.

Consent
By using our App users agree that they consent to:

  1. The conditions set out in this Privacy Policy; and
  2. The collection, use, and retention of the data listed in this Privacy Policy.

Personal Data We Collect
When you use our App, we may collect the following types of personal data:

  1. Account information (email address, name, phone number);
  2. Financial information necessary for wallet functionality;
  3. Transaction history within the App;
  4. Device information (device type, operating system, unique device identifiers);
  5. Usage data and analytics information; and
  6. Information you provide through customer support channels.

How We Use Personal Data
Data collected in our App will only be used for the purposes specified in this Privacy Policy. We will not use your data beyond what we disclose in this Privacy Policy. Specifically, we use your data to:

  1. Provide, maintain, and improve the App functionality;
  2. Process transactions and manage your wallet;
  3. Communicate with you about your account, updates, security alerts, and support;
  4. Detect, investigate, and prevent fraudulent transactions and other illegal activities; and
  5. Comply with legal obligations.

Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:

  1. If the law requires it;
  2. If it is required for any legal proceeding;
  3. To prove or protect our legal rights; and
  4. To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our App to another site or service, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.

How We Protect Your Personal Data
In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees. Our employees are bound by strict confidentiality agreements and a breach of this agreement would result in the employee's termination.

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

Children
We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact our privacy officer.

How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here:

Leonardo Marangoni
support@equitylabs.ai
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Device Permissions
Our App may request certain permissions on your device to function properly. These may include:

  1. Camera (for scanning QR codes);
  2. Biometric authentication (for secure login);
  3. Push notifications; and
  4. Internet access.

You can manage these permissions through your device settings. Denying certain permissions may impact the functionality of the App.

Analytics and Tracking
We use analytics tools to help us measure traffic and usage trends for the App. These tools collect information sent by your device including device attributes, usage data, and other information that assists us in improving the App. This analytical data is not linked to any personal information you provide.

Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email or through the App of changes to this Privacy Policy.

Contact Information
If you have any questions, concerns or complaints, you can contact our privacy officer, Leonardo Marangoni, at:

support@equitylabs.ai
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©2025 Equity Labs, Inc. All rights reserved.